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<p>A <b>banking agent</b> is a retail or postal outlet contracted by a <a href="page.php?w=financial_institution">financial institution</a> or a mobile network operator to process clients' transactions.  Rather than a branch teller, it is the owner or an employee of the retail outlet who conducts the transaction and lets clients deposit, withdraw, transfer funds, pay their bills, inquire about an account balance, or receive government benefits or a <a href="page.php?w=direct_deposit">direct deposit</a> from their employer.  Banking agents can be</p><p>
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