and Tanzania, while the MasterCard PayPass application has been adopted by a number of vendors in the U.S. and worldwide.

Digital wallets are being used more frequently among Asian countries as well. One in every five consumers in Asia are now using a digital wallet, representing a twofold increase from two years ago. A MasterCard mobile shopping survey among 8500 adults, aged 18-64 across 14 markets, showed that 45% of users