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intent to annoy, abuse, or harass any person at the called number.
* Communicating with consumers at their place of employment after having been advised that this is unacceptable or prohibited by the employer.
* Contacting a consumer known to be represented by an attorney. The collector must contact the attorney instead, unless the attorney is unresponsive or consents to the client's being contacted directly.
* Communicating with a consumer after a request for validation has been made: communicating with the

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