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<p><a href="page.php?w=Banco_Santander">Santander</a>, <a href="page.php?w=SEB_Group">SEB</a>, <a href="page.php?w=UBS">UBS</a> (2 representatives following the acquisition of <a href="page.php?w=Credit_Suisse">Credit Suisse</a>), as well as the Association of Banks in Singapore.</p>

<p><big>Operations</big></p>
<p>SWIFT acts as a carrier of the "messages containing the payment instructions between financial institutions involved in a transaction". However, the organisation does not manage accounts on behalf of individuals or financial institutions, and</p><p>
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