against the city of Besançon in 1553. However, there exists notice of promissory notes being in used in Mediterranean commerce well before that date.

In 2005, the Korean Ministry of Justice and a consortium of financial institutions announced the service of an electronic promissory note (eNote) service, after years of development, allowing entities to make promissory notes (notes payable) in business transactions digitally instead of on paper, for the first time in the world.

In the United

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