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loans.
* /l/ and /l/ contrast only in Tibetan loans.
* /z/ and /r/ may interchange word-initially; but they are contrastive when occurring in the second syllable of words.

Additionally, the following diphthongs and triphthongs have been observed: /ui/, /ue/, /ue/, /ue/, /ye/, /u?/, /ua/, /ei/, /ei/, /?u/, /ai/, /au/, /uei/, /iau/.

Zhaba also has four tones:
*[ ? ] - high, level
*[ ?? ] - high-falling
*[

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