or all of the debtor's assets, to provide reassurance (thus to secure him) of ultimate repayment of the debt owed to him. This could be by way of, for example, a mortgage, where the property represents the security.
*An unsecured creditor does not have a charge over the debtor's assets.

The term creditor is frequently used in the financial world, especially in reference to short-term loans, long-term bonds, and mortgage loans.