2025, the Deposit Insurance Fund (DIF) stood at $153.9 billion, or a 1.42% reserve ratio.

The FDIC also examines and supervises certain financial institutions for safety and soundness, performs certain consumer-protection functions, and manages receiverships of failed banks. Quarterly reports are published indicating details of the banks' financial performance, including leverage ratio (but not CET1 Capital Requirements & Liquidity Coverage Ratio as specified in Basel III).

Member bank liquidity requirements

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