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<p><a href="page.php?w=internet_banking">internet banking</a>, <a href="page.php?w=e-commerce_payment_system">e-commerce payment system</a>s and <a href="page.php?w=Buy_now%2C_pay_later">Buy now, pay later</a> (BNPL). More recently, protocol-level payment mechanisms have emerged as alternatives to account-based models. The <a href="page.php?w=x402">x402</a> open standard repurposes the <a href="page.php?w=HTTP_402">HTTP 402</a> "Payment Required" status code to enable payments directly within the HTTP request-response cycle, eliminating the need</p><p>
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