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<p>- St. Vincent Street, Chapel Street, North Street, Ketchum Avenue. By-Law 9316 joined these streets together as far north as Scollard Street in 1922. Finally, By-Law 9884, enacted on January 28, 1924, changed the name of Ketchum Avenue to Bay Street, extending it to Davenport Road. There is a short street called Terauley Lane running west of Bay from Grenville Street to Grosvenor Street.</p>

<p><big>Finance district</big></p>
<p>"Bay Street" is frequently used as a metonym to refer to Toronto's Financial District and the Canadian financial sector as</p><p>
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