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bar and, in some cases, the gullet. It is eventually covered in leather or synthetic material as the saddle is built.
*Panels: the part of an English saddle which provides cushioning between the horse's back and the saddle, and allows adjustment in fitting the saddle to the horse. Also important in keeping the saddle balanced for the rider. Often stuffed with wool or foam flocking, or maintained by sealed air pockets. The panels under the cantle are called the "rear panels." Those at the front of the saddle are called the "front panels."

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