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<p>In 1986, the Rijkspostspaarbank and the Postcheque- en Girodienst (PCGD) were privatized as <a href="page.php?w=Postbank_N.V.">Postbank N.V.</a>, which had more than 7.5 million private customers. Three years later it would merge with NMB bank to form NMB Postbank Groep, which became one of the five largest Dutch banks of its time.</p>

<p><big> Merger and formation of ING Group </big></p>
<p>In 1991, the banking business of NMB Postbank Groep and the insurance business of Nationale-Nederlanden were merged to create ING Group.</p>

<p><big> International expansion and major acquisitions </big></p><p>
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