can also be taken out as a separate insurance policy. BTE insurance may pay for the legal costs when making a claim for compensation, whether the client wins or loses.

The solicitor will be able to identify if a client holds this type of policy and complete the necessary claim form.

A 2008 report from the Ministry of Justice found that in 2007, 48% of those who took part had BTE insurance incorporated into their car insurance, 35% had BTE Insurance as part of their home insurance policy

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