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<p>In consumer lending, <b>mortgage origination</b>, a specialized subset of <a href="page.php?w=loan_origination">loan origination</a>, is the process by which a lender works with a borrower to complete a mortgage transaction, resulting in a <a href="page.php?w=mortgage_loan">mortgage loan</a>.  A mortgage loan is a loan in which property or real estate is used as collateral. During this process, borrowers must submit various types of financial information and documentation to a mortgage lender, including tax returns, payment history,</p><p>
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